Are you prepared for an emergency?
Disasters such as hurricanes, tornadoes, floods and
earthquakes can strike with little or no warning. To ensure that you and your family are prepared, there’s no time like the present to create emergency kits that you can use if you need to evacuate your home or if you get trapped in your home for several days. Get the entire family involved in creating these emergency kits so that your kids understand the importance of being prepared.
To help you evacuate quickly, keep the following items in an emergency backpack:
• A gallon of water per family member and nonperishable foods
• Can opener, plastic cups and eating utensils
• Flashlight and extra batteries
• Battery-operated radio
• Change of clothing for each family member
• Contact information for your family and a relative or friend out of state
• First-aid kit
• Personal identification cards for each family member
• Personal hygiene items and hand sanitizer
• Medications that are needed regularly
Just as important as an evacuation kit, homebound kits are filled with important items necessary when you cannot leave your home for several days due to a crisis. Place the following items in an area of your home to be ready for an emergency:
• Three gallons of water per family member
• Canned food for at least three days
• Pet foods and supplies for three days
• Toilet paper
• Extra personal hygiene items
• Unscented bleach
• Books, games and other forms of entertainment
• Paper and pencils
• Battery-operated radio and television
• First-aid kit
From June through November, hurricanes are at their peak. During a hurricane, heavy rains and catastrophic winds barrel through coastal areas and can severely damage or destroy homes and businesses. To help you plan and remain safe at home during these potentially deadly storms, follow these safety tips.
Know What Your Insurance Covers and How Much You Need:
•Homeowners insurance typically covers the cost to repair common hurricane damage, including damage to roofs and walls, cars and your personal belongings.
•If you can’t live in your home, your carrier may help pay for additional living expenses as provided in your policy. Review your policy for detailed coverage explanations.
•Review your insurance policy once a year to make sure you have enough coverage to rebuild based on current construction costs.
•Work with an independent building contractor to get a precise estimate, and talk to your independent insurance agent about your home’s unique features to help determine your cost to rebuild, and update yearly as needed.
During Hurricane Season:
• Plan evacuation routes and designate a “post-disaster contact person” that family members know to call once the storm is over.
• Stock up on items such as bottled water, canned goods, manual can/bottle opener, flashlights, battery operated radio, nails, tarps and plywood.
• Keep an up-to-date log of all of your possessions with photographs and videos, and review your home
• Trim your trees and shrubs to minimize damage.
When a Hurricane Threatens:
• Cover windows and doors and secure outdoor furniture.
• Make sure you have three gallons of water per family member.
• Refill your prescriptions, fill up your car with gas and withdraw a week’s worth of cash since power outages may interrupt these services temporarily.
• Place important, valuable papers such as your log of possessions in waterproof bags.
• If you live in a trailer home and are told to evacuate, do so immediately.
During an actual Hurricane:
• You should have canned food for at least three days and a can opener.
• Listen to your battery-operated radio for instructions from the local authorities on evacuation and safety
• Seek shelter in an interior room away from windows, such as a closet. If you hear the winds subside, do not assume that the storm is over. The calm may be the eye of the storm, in which the worst part is yet to come.
• If the electricity goes out, use a flashlight to see; do not use candles.
After a Hurricane:
• Make sure you have pet food and supplies for three days.
• When inspecting your home for damage, wear sturdy shoes and clothing as protection.
• Contact a trained expert to turn off damaged utilities and appliances instead of trying to do it yourself.
• Drink only bottled water until tap water is deemed safe
*If you are a client of LassiterWare, contact our Claims Department via our toll free number (800) 845-8437 and leave a voice message on Extension 120 at any time or send an email to email@example.com.